Want to purchase the life insurance you need? Want to get a competitive price shopped from up to 60 quality companies in less than 10 minutes? Then PERCLifeNow™ is the answer. Intelligent, responsive, and easy to navigate, the PERCLifeNow™ system brings the best of the life insurance industry right to your computer. PERC Life Now
PERC Life Now

New Service Now Available!

Law Enforcement - To view a short introductory video, click here.

Firefighter - To view a short introductory video, click here.

Non-Public Safety - To view a short introductory video, click here.

PDF Print E-mail

Welcome to Curt Howard’s Public Employee Retirement Centers of America –PERC--website:

The Financial Advisor for Retiring Public Employees.

Since 1989, Mr. Howard has assisted retiring public employees with pre-retirement and retirement financial and investment planning. Curt and his team‘s total focus is to assist the retired or soon to be retired public employee retire with financial confidence.

Today’s public employee is presented with an ever more challenging and complicated retirement planning scenario. Recently, economic factors have caused public employers to shift some health care and pension expenses to their employees. This transfer of financial responsibility requires today’s retiring professional to pay particular attention to the financial tools and expertise currently available. Mr. Howard’s 20 years of experience providing financial and investment planning for public employees uniquely qualifies him to provide the expertise needed during these financially turbulent times. He is committed for the long run to the public employee community; his goal is to become your trusted advisor.


Curt specializes in 457 Deferred Compensation, Asset Allocation, Financial Planning and DROP (Deferred Retirement Option Plans). His concentration on financial planning for public employees means you’ll be dealing with a professional who is “all in” with regard to the public employee community. As an Independent Investment Advisor, Mr. Howard is free to offer you access to a complete array of investment options. Because he is not beholding to any Bank, Credit Union, Insurance or Investment Company, Curt can tailor your plan to meet your individual needs and risk tolerances-- without conflict of interest concerns-- putting you and your financial future first.

FINRA Broker Check

California Residents Click Here


Get An Online Quote

PERC Life Now
PERC Life Now

Contact Us

Curtis Howard

856 Richland Road
Suite C
Yuba City, CA 95991

Phone: 800.806.7959
Direct: 916.273.4640
Fax: 888.816.6408


CA Insurance License #0755623

Curtis W. Howard is a Registered Representative with, and securities offered through, LPL Financial, Member FINRA, SIPC. Investment Advice offered through Integrity Wealth Advisors, a registered investment advisor. Integrity Wealth Advisors and Public Employee Retirement Centers of America are separate entities from LPL Financial. The Registered Representative associated with this site may only discuss or transact securities business with residents of the following states: Investments products and services available only to residents of: • Alaska (AK) • Arkansas (AR) • Arizona (AZ) • California (CA) • Colorado (CO) • Idaho (ID) • Kansas (KS) • Michigan (MI) • Nevada (NV) • New Mexico (NM) • North Carolina (NC) • Ohio (OH) • Oregon (OR) • Washington (WA). We are licensed to sell insurance products in the following states of: • Arkansas (AK) • Arizona (AZ) • California (CA) • Colorado (CO) • Idaho (ID) • Kansas (KS) • Montana (MT) • Nevada (NV) • New Mexico (NM) • North Carolina (NC) • Ohio (OH) • Oregon (OR) • South Dakota (SD) • Utah (UT) • Virginia (VA) • Washington (WA). CA Insurance License #0755623

Copyright 2010 - PERCUSA.net

The BL Project